Iyas إِيَاس

Iyas

Your money, advised on your device.

A personal-finance accountant that runs entirely on your iPhone. It tracks your income, expenses, installments, and assets, computes a safe monthly budget, and answers “Can I buy that?” — without your data ever leaving the phone.

Download on the App Store

What Iyas does

Safe monthly budget

Iyas computes how much you can safely spend each month, accounting for your income, installments, and upcoming commitments — not a naive flat split.

Projections & affordability Pro

Cash-flow forecasts up to ten years ahead, and an honest “Can I buy that?” check for cash or installment purchases — before you decide.

Zakat & emergency fund

Zakat estimates across cash, gold, and silver, plus an emergency-fund plan sized to your actual circumstances.

Installments & assets

Smart set-aside plans so every installment is met on time, and tracking for property, gold, silver, cars, and more.

Ask Iyas — on-device AI Pro

Ask about your budget, zakat, or goals through Siri, in your own language. Powered by Apple Intelligence — the AI runs on the phone, never on a server.

Multi-currency

Multiple accounts and currencies, converted accurately into your primary currency, with an optional exchange-rate refresh.

Privacy first — by architecture, not by promise

  • No servers, no accounts. There is nothing to sign up for and nowhere for your data to go. Everything is computed on your iPhone.
  • No analytics, no tracking. Iyas contains no analytics SDKs, no advertising identifiers, and no third-party trackers.
  • Optional iCloud sync (Pro). If you subscribe to Iyas Pro, your data can sync between your own devices through your private iCloud database. We cannot read it.
  • Optional rate refresh. If you enable it, the app fetches currency and metal prices. Those requests contain no personal data — just “what is the rate?”.
  • On-device AI and scanning. Receipt photos are read by the camera and processed on the phone. “Ask Iyas” answers with Apple’s on-device models. Nothing is uploaded.

Read the full privacy policy — it is short, because there is genuinely nothing collected.

Iyas Pro

The free app covers the essentials. Iyas Pro adds a financial health score, sustainable-spend guidance, smart nudges, behavioral insights, investment and property tools, multi-device iCloud sync, and the “Ask Iyas” AI assistant — all still entirely on your device. Pro is an auto-renewable subscription billed through your Apple ID; see the Terms of Use.